Help save your clients money today

And build their future options

   

Interest rate too high? Rolling off interest only?

If they think it’s right for them, apply online with our super easy SMSF refi.* For corporate trustees only.

A light touch serviceability assessment based on the last 6 month’s repayment history, if

It’s for the same loan amount (plus loan set up fees)
Repayments have been made on time
Monthly repayments reduce; and
It’s up to 80% LVR

PLUS:

  • No application fee for Prime Super Easy SMSF Refi loans with residential securities until 12 November 2026.^
  • Sharp interest rates from 7.09% p.a.#

A lower rate for cashflow today and options for tomorrow 

  • Fast SLA:
    From 1 day
  • Smart tech:
    Digital forms, digital VOI, e-sign
  • Redraw available:
    Up to $50k twice yearly, on the loan anniversary, for security property repairs & maintenance

Now that’s really helpful.

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Simply complete the form and we’ll get the process underway.
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Apply Online

With our efficient online application, you can lodge a deal right away. ApplyOnline works just like our standard home loan process. If the app is eligible for a Super Easy SMSF Refi loan, select the Commercial tab, lodge as a refinance, and upload the last 6 month’s bank statements - no income docs or serviceability calculator needed
Apply now

Information is correct as at 12 August 2026 and subject to change at any time.

This content is for accredited Pepper Money brokers, introducers and intermediaries, including those applying for accreditation. It shouldn't be distributed to or relied upon by consumers.

Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser.

* Seriously Easy SMSF refinance applications require the following: corporate trustee applicants; the same loan amount (plus loan set-up fees); a proposed repayment that is lower than the current SMSF loan repayments; demonstrated satisfactory repayment conduct (shown through 6 months of SMSF loan bank statements); and confirmation that the SMSF is currently compliant with the ATO. 

^ Application Fee promotion applies to eligible new Prime Seriously Easy SMSF Refi applications, with residential security. Applications must be submitted and conditionally approved between 12:00am AEST 15 April 2026 and 11:59pm AEDT 12 November 2026 (Promotion Period). 

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