Your edge just got sharper

Published: 17 Mar 2026
Read time: 2 min

Here are some changes to our really helpful loan options you need to know, effective 17 March 2026.

Your favourite promo is sticking around

You asked, we extended. Until 18 May 2026, your clients can continue to access no LPF or Risk fee (similar to LMI) up to 90% LVR on our Prime Home Loan (Full Doc) option for residential properties1. Your owner‑occupied and investor clients could save thousands. Prime eligibility criteria applies.

Slashed rates for Commercial deals

Sharper pricing designed to cut through the competition: we’ve taken up to 60bps off Near Prime commercial loans.

SMSF lending: More power to play with

We’ve lifted the maximum LVR to 80% for SMSF commercial security loans - freeing up capital for your clients to invest and grow.

Information is correct as of 16 March 2026 and subject to change at any time.

This content is for accredited Pepper Money brokers, introducers and intermediaries, including those applying for accreditation. It shouldn't be distributed to or relied upon by consumers.

Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. Information provided is factual information only and isn’t intended to recommend any financial product(s) or constitute tax advice. If you require financial or tax advice, consult a licensed adviser.

1Loan Protection Fee promotion applies to new Prime Home Loan (Full Doc) purchase applications for residential securities up to 90% LVR. Refer to the rate card for our full range of interest rates and fees. Applications must be submitted and conditionally approved between 12:00am AEDT 1 April 2025 and 11:59pm AEST 18 May 2026.

© Pepper Money Limited ABN 55 094 317 665; AFSL and Australian credit licence 286655 is the servicer of home loans provided by Pepper Finance Corporation Limited ABN 51 094 317 647. 

Back to Product Updates
Invested in your success

Helping you assist all kinds of clients. Talk to us today.